วันเสาร์ที่ 31 มกราคม พ.ศ. 2552

Tell Them Whats in The Can!

What does 'the can' mean? Well, its literal meaning relates to canned goods on supermarket shelves. If your can is up there among thousands of others, the label had better state pretty clearly exactly what's in the can.

Sliced peaches? Peas? Coffee?

Really, it would be unthinkable for a can label designer to feel that any job was more important than simply describing the can's contents.

So here's the question...if your Web site were up on a shelf among tens of thousands of others (it is!), do you tell people what's in the can?

How quickly can a first-time visitor find out exactly what's in your 'can'?

In general, I think most Web sites do a horrible job in this regard. If a Web group were given the job of designing the label for a can of chili, it would probably read something like this:

"Family Meal Solution"

And if they were sent away to improve on this, they'd come back two weeks later with something like:

"Robust Family Meal Solution"

It seems as if we go to extraordinary efforts to disguise what can be found in our sites. It's almost like we turn all our cans around, so they are facing away from the aisle. We fill that first screen with the contents, the ingredients and other non-critical information... But we fail to achieve the most important task of all - telling our visitors what it is we do and offer. We don't tell them what's in the can.

Here's a quick example.

I recently went to a site called plaidonline.com. The name and tagline that jumps out off the screen at you is this:

PLAID.
So Beautiful. So Easy. So Plaid.TM

Do you have any idea what they offer through their site, based on those words? Neither did I.

So here, drawing on my many years of copywriting experience and a sock-drawer filled with awards, is my suggested alternative:

PLAID
We Sell Craft Supplies.

And no, it doesn't take any great copywriting talent to write a simple line like that. In fact, the temptation to 'copywrite' can often get in the way of clarity at a time like this.

Remember, visitors come to your site with the hope of being able to achieve a specific goal. They want to do something. They want to get a task completed. Whatever the dominant tagline or copy block on your home page may be, it needs to be written with a view to helping your reader get started towards achieving her task.

Don't think of your home page as 'ad space'. Think of it as one can, on a long shelf, in an aisle in a huge supermarket that stocks millions of cans.

Don't assume that everyone knows what it is you do. They don't.

Don't assume that every visitor will take the time to dig deeper and work out for themselves what you offer. They won't.

The responsibility to describe the contents of your site is yours alone - and you need to achieve that within the first two seconds.

Job one is to tell people what's in the can.

Nick Usborne is a copywriter, author, speaker and advocat of good writing. You can access all his archived newsletter articles on copywriting and writing for the web at his <a target="_new" href="http://www.excessvoice.com/archive.htm">Excess Voice</a> site. You'll find more articles and resources on how to make money as a freelance writer at his <a target="_new" href="http://www.freelancewritingsuccess.com/">Freelance Writing Success</a> site.

Succeed With Your Own Home Based Business

An internet business is by far the best way to support yourself if you just cannot stand working for others for less money than you need to survive. It's also the best way to get out of a good paying job that just takes up too much of your precious short life working for someone else. Let's face it, you probably know someone who has an internet business. Do they look happy to you? Do they complain as much about work and money as you do? Probably not.

This is not to say that you should quit your job and start an internet business. You should start one while you still have your job. Some people complain that this is hard and takes up too much of their free time. In the beginning a internet business is not profitable ? you have to work at it like anything else.

Some people eventually go back to work blaming some program or internet business opportunity that wasted their time and didn't work. Unfortunately, the odds are actually that they didn't work hard enough and stick to their dreams. Many people allow themselves to believe that there are no legitimate internet businesses. It's easier to go to work thinking this than to let themselves believe that an internet business is possible, profitable, and liberating.

But if you truly believe there are no good internet businesses, that they are all scams, then what are the thousands of people doing everyday in your hometown driving around during work hours?

You know the ones. The people you see on your day off that are driving around and standing in line in places you frequent on your days off. They can't ALL be on their days off too! You have wondered, just like I did, what it is these people do. I know you have.

Many of them have their own internet business. Many of the people you see at the post office who know the clerks by first name are shipping packages of goods they sold on auction at Ebay or their own websites.

The cars parked in the county clerk's office in your home town. Some are employees there, but not all of them. Many of the people coming and going from that office in your town (during business hours when everyone should be working, right?) are real estate brokers, or no money down buyers and sellers looking up local property information.

Internet business owners are all around you, everyday. The internet business industry is quite literally booming and is getting larger exponentially by the month.

The worst thing you could ever do to yourself, that is a life-altering belief system, is let yourself believe it is all a scam or that there is no room for YOUR creativity and YOUR value as a internet business owner of any kind!

Take me for instance! I own my own internet business and I sell information, business tools for internet business people, and services of all kinds. I work from home. I am one of those people you see during the week driving around town while you wonder what it is I do for a living. Nice to meet you!

Darrell Knox is a writer and entrepreneur with 15 years of home business and marketing experience.Website: <a target="_new" href="http://cgi.tripod.com/lazaraus26/cgi-bin/index.pl ">http://cgi.tripod.com/lazaraus26/cgi-bin/index.pl </a>

Ten Reasons Why Online Surveys Are The Future of Marketing

Customers are tough cookies. They're extremely media aware and increasingly cynical ? it's a clever marketeer who can get under their skin. Online surveys reinvent the traditional format and offer a unique way of interaction ? all the benefits of the internet without the programming.

Here are ten reasons why they may be the silver bullet marketeers' need, complete with examples supplied by Martin Day, managing director of Survey Galaxy - one of a new breed of websites making online surveys quicker and cheaper

1. It's cheap as buttons

Select the right survey website and creating surveys can be free of any charge and the cost to publish is minimal. Useful information harvested from surveys can be reused and repackaged in other marketing and PR for use in press outlets making it a very efficient form of information gathering.

2. It's easy peasy

Anyone can develop an online survey. Survey sites allow people who are interested in the benefits of surveys, rather than technicalities, to side-step the required programming skills and create relevant up-to-the-minute surveys, instantly ? surveys that are even easier to complete than they are to make.

3. Anyone can play

Once the survey is online it's a simple step to promote it, either through email (with a link enclosed), via a link from a website or referenced by other forms of advertising. Anyone who has the link can be connected instantly to the survey, at a time that's convenient to them, 24x7.

4. We've all got an opinion ? and we like to give it

Customers like surveys ? they're not seen as spam, but as an empowering opportunity to make their voice heard and a chance to have an impact on a brand. They can be particularly good for broaching sensitive subjects with concerned employees; a survey asking a workforce on their opinion of change allows the key issues to be raised in a positive way and encourages employee participation. Online surveys allow the message to reach each individual and invite feedback in a manageable form.

5. Get inside their heads

You can lead a customer to an advertisement but you can't make them think. Surveys actively engage the respondents, who think about the question before giving their response.

6. Beautiful relationships start here

It needn't all end at the end of the survey ? while you have their attention and are in the mood you can ask if they want to sign up for more information or a regular newsletter ? making the most of the window when you have their interest.

7. If you like this, you'll love?

Perhaps one of the strongest elements in a survey is the ability to make inspired or useful connections instantly to other areas. By including links within the survey to websites that offer detailed information you are able to reinforce the marketing message.

8. Subtly does it

Surveys can be used to associate a product with positive attributes. By listing the many features of a product and asking the respondent how important they are, regardless of their response, the product will be associated with the features; if they are rated as important the positive impact is endorsed by the customer.

9. It's not just about selling

A survey is an effective, quick and easy method to promote and gain acceptance for a difficult proposal; maybe a public body trying to gain acceptance and support for a particular scheme. Take the example of a city trying to gain support from the general public for their bid to host a future Olympic Games. A survey can explain each benefit putting the respondent in a much better position to appreciate what the real advantages are that might just combat any negative headlines. As well as promoting the cause, useful feedback is gained that can be used to fine tune the overall marketing strategy.

10. Fresh topics engage interest

Thinking laterally a lively and imaginative approach to surveys can provide the 'hook' to engage respondents. The survey subject can be focused towards a particular group on a subject close to theirs hearts. The survey's marketing message can take the form of a simple brand awareness message by stating that 'this survey was sponsored by brand name', or by finding a link from the subject matter to the product ? something that is surprisingly easy and highly effective. Discover the benefits of including in your website a Public Survey section as many people who enjoy completing crosswords and doing word puzzles enjoy completing surveys. Having a public survey notice board as part of a website is a low cost and automated method that helps to increase traffic and establish a loyal and returning following. Unlike discussion boards there is no opportunity for people to disrupt the site by inappropriate remarks as the survey results are displayed in summary form enabling them to dispense with moderators free and maintenance.

Many of the techniques and a few more to boot are contained in the following sample survey:-

<a target="_new" href="http://www.surveygalaxy.com/surPublishes.asp?survey_id=956">http://www.surveygalaxy.com/surPublishes.asp?survey_id=956</a>

About Author: Martin Day is owner of Survey Galaxy Ltd.

Choosing the Right Online Shopping Cart

Are you a website owner or a web designer/developer? If either applies, I would venture to say that eventually you'll need an online shopping cart for one of your websites. In fact, almost all new websites today need some sort of ecommerce built-in, for the purpose of selling goods and services in the online marketplace.

The greatest challenge is to find the perfect ecommerce shopping cart solution for yourself and/or your client. This task can be very overwhelming, considering, if you type 'shopping cart' into <a href="http://Google.com" target="_new">Google.com</a>, this search alone returns over 14.4 million hits! Most of us don't have the time to sift through more than a few pages of a search engine to find what we're looking for.

For the last 3 months, much of my time has been devoted to researching as much shopping cart technology as I could get my hands on. In general, shopping cart software ranges in price from free to over $2000 for a single license and web hosted carts range from $5 to hundreds of dollars per month. The studied carts cover the spectrum of all web programming languages (ASP, ASP.NET, Cold Fusion, Flash, Java, JavaScript & Perl shopping carts) and provide limitless features as a whole. The problem is that locating YOUR perfect cart with YOUR specific features can be a big task.

But no fear, just follow this guaranteed step-by-step guide to locate it:

The Top 10 Steps to Finding the Best Online Shopping Cart

Cost

How much money do you have to spend on an internet shopping cart? The nice advantage is that there are shopping carts with hundreds of features and they don't cost you a dime. They are generally open source products. The only problem is that these same "free shopping carts" can take hours of installation time and be fairly difficult to configure. For a monthly fee, web hosting shopping carts are made for users with little programming experience and allows them to have an online storefront presence in no time.

Hosting vs. Software

There are two options in selecting your overall shopping cart solution. Either you get shopping cart software, download it, install it on your web server, then configure the shopping cart OR you get an online storefront (aka a hosted shopping cart) where the configuration is very basic and the required setup time is minimal. If you have some programming skills, I recommend buying a script and installing it on your own. The nice thing is that you pay a one-time fee for shopping cart software and the license is good for a lifetime. It's approximately the same price to have a hosted solution for a year compared to most one time shopping cart license fees.

Supported Gateways

What do I mean by gateways? Gateways give shopping carts the ability to connect and securely process credit card orders in real-time. Not all shopping carts are created equal. Make sure that your client's merchant account is supported by the cart you select. I have found that almost all carts support the larger online payment processing companies, such as Authorize.net, PayPal and Verisign.

Shipping Options

Will you be shipping physical products? If so, there are shopping carts that have built-in real-time shipping options through DHL, UPS And USPS. Often times, the cart gives the user the ability to view tracking orders and order status all from within your secure shopping cart web interface. Also, there are shopping carts with options to ship digital goods as well (files, programs, pictures, music and others).

Technical Support

What kind of technical support does your shopping cart offer? If you choose to purchase a script, be sure to also subscribe to the shopping cart creator's newsletter, so that you can stay on top of future updates to the software. Be aware that technical support is generally available on a pay-per-incident basis, as a yearly fee or in the rare case, free. Be sure to know what kind of customer support guarantee the shopping cart comes with.

Security

Please, only buy a shopping cart if it supports SSL (secure socket layer), with 128-bit encryption. As an online storefront, remember that you are responsible for the safe transfer of sensitive information (credit card and bank account information) that is processed through your store. If any of the sensitive information is accessible (stolen) from your website, you could be liable. Be sure that you're purchasing a secure shopping cart solution. Ask the creator's of the shopping cart what they do specifically to protect the secure transfer of sensitive information.

Style Compatibility

Can you customize your shopping cart to look like your website? There needs to be a seamless transition between your website and your shopping storefront or your customers might get hesitant in purchasing your products. There should be similar colors and style layout to look professional and believable.

Extra Features

I just wanted to mention some of the other features that I have discovered, which might be a critical point in determining the shopping cart you want.

Affiliate Program - Offer your own customized affiliate program through your shopping cart software. Quickbooks Integration - Many carts allow direct integration with Quickbooks.

Newsletter & Mailing Letter Managers - The ability to stay in touch with your current customers and keep them returning to your online store.

Custom Taxing Options - Create taxable or tax-free products and have the ability to add various global tax options at checkout.

World Languages & Currencies - Shopping cart language translation and support for world currency might be a necessary feature for your cart.

Error Free

You mean shopping carts can have errors? Of course. A private UK-based web testing firm found the following, after studying a large group of UK online shopping carts for a period of one month (24/7):"The majority of UK web sites are guilty of leaving e-consumers stranded at the checkout empty handed, once they have already spent valuable time browsing and selecting goods to purchase. This is due to erratic functionality within shopping carts, at a critical step in the online purchasing process."

"E-consumers are prevented from making purchases on UK web sites for 9 hours and 30 minutes a month on average, (115 hours a year)." "80 per cent of web sites perform inconsistently with widely varying response times, timeouts and errors - leaving consumers at best wondering what to do next and at worst unable to complete their purchase successfully. This is potentially costing e-retailers millions in lost sales from consumer frustrations." (<a href="http://www.scivisum.co.uk/report/ecommerce/" target="_new">http://www.scivisum.co.uk/report/ecommerce/</a>)

Be sure to see what other users are saying about a shopping cart that you might be interested in purchasing. Any shopping cart errors could cost you thousands of dollars in sales. Get a stable and secure cart.

Shopping Cart Directory

The following is a link containing a directory of shopping carts that are categorized according to each of the above-stated steps. Make shopping for shopping carts a breeze!

Shopping Cart Directory

If you have any questions or comments about this article, please contact the author.

About The Author

Evan Stevens (<a href="http://www.evanstevens.com" target="_new">http://www.evanstevens.com</a>) is a professional web developer. This article reviews ecommerce online shopping carts.

วันศุกร์ที่ 30 มกราคม พ.ศ. 2552

Government Buying and Selling on the Internet

Global Insight, a leading economic and financial forecasting company, (formerly DRI-WEFA), states that all levels of government (federal, state, and local) should see steady increases in the purchases of goods and services through the year 2009.

Vendors willing to make the commitment to sell to government can reap the benefits of this projected government spending.

By the same token, government agencies able to expand and modernize their procurement programs can reap the rewards of increased productivity, and a reduction in the costs of goods and services.

If you are a company looking to efficiently market your goods or services, increase sales and receive targeted sales opportunities, or if you are a government agency looking to simplify your procurement process and increase vendor competition, there exist plenty of opportunities in today's online procurement marketplace.

Vendors: Consider Selling to Government

If you haven't considered selling to government, you are missing out. With past events like the creation of the Department of Homeland Security, and the slowing down of the private sector economy, more companies are focusing on doing business with government agencies. Believe it or not, the most reliable component of the economy right now is the government.

The U.S. Federal Government is the largest buyer in the world, and state and local governments often make up a large percentage of their respective marketplaces In many cities, government employs more people and buys more products and services that any other entity.

Doing business with government isn't just for corporate giants, either. The U.S. Small Business Administration (SBA) helps to ensure that small businesses obtain a certain percentage of everything the government buys. And despite budget crunches in many municipalities, state and local government spending remains the largest in any single market in the nation.

Deciding whether to bid on a government contract can have far-reaching and long-term implications for companies. It is crucial to reach the right decision - a decision which contributes to the health of an organization. If a company decides to bid, it is creating an opportunity to make money, enhance its reputation, gain experience and cement a relationship with a major new customer.

Where do Vendors Start?

There are literally tens of thousands of purchasing agencies to deal with, and it is difficult to know where to begin. Unfortunately, bidding for lucrative government contracts is a highly decentralized process. Companies used to have to be on an agency's bidding list in order to be notified of a purchasing opportunity.

Now, with the expansion of electronic government and recent government initiatives encouraging agencies to implement online procurement systems, many agencies are making the move to e-procurement. However, even with this move to online purchasing, identifying targeted bids can still be very challenging for companies.

Finding and monitoring bid notices is difficult because they are posted in so many different places, and often not well organized. Your business can spend a great deal of time surfing from one site to the next trying to track down the right bid opportunities.

In one area of government bidding, however, an effort to create a government-wide point of entry web site has resulted in an Internet purchasing marketplace called FedBizOpps. As of October 1, 2001 the Federal government requires federal agencies to use this system to post all their opportunities expected to exceed $25,000.

Although no such central web site exists for the over 87,000 state and local government agencies in the country, there are services available that match a company's criteria with agency bids on the Internet, then send this information directly to them via email.

The benefits of using a bid matching service are detailed by Tammy Axlund, a Marketing Manager with Midland Resources who says, &quot;(Using a Bid) service has helped us build a national database to keep track of the industry happenings throughout the country, rather than just our region. We have also been able to win a few bids of which we had no prior knowledge." Similarly, Teresa Eastman, the Inside Sales Manager for Accurate Safety Distributors, Inc. states &quot;I no longer have to spend my days looking for bids individually, a needle in a haystack so to speak, instead (the bid service) does it all and sends them to me daily."

While no service can provide your company with every bid opportunity from every state and local government agency, bid matching services greatly reduce a vendor's time and money spent, allowing for additional time to be used to respond to bids.

e-Procurement Benefits for Government: Save time, Save money

In the recent past most agencies had to copy and mail their bid packages to any vendor who requested them, even though many would decide not to bid. Using an online e-procurement system allows agencies to simply provide vendors an electronic notice of their opportunities. This results in a tremendous savings in postage, paper, and time.

There have also been new efforts to simplify the entire procurement process for government agencies. For example, many agencies are having procurement systems customized for them using the Internet, driven by the need to disclose. Agencies used to be required to advertise all their requests for bid in the newspaper. But in recent years, the statutes in many states changed to permit advertising on the Web instead - which meets purchasing departments' requirements to make contract information public.

While posting bid information may seem like a lot of work, it isn't a duplicate process for government agencies because their sites serve a dual role as a vehicle for disclosure, and as their primary document archive. And usually only a minimal staff is required to keep the site up to date.

Karen Storm, director of Purchasing for Albany County, NY, explains that since joining the Capital Region Purchasing Group, an e-procurement system in upstate NY, &quot;?our municipality has streamlined the bid distribution and vendor notification processes. This has saved us hours of repetitive clerical tasks and has significantly reduced our copying and mailing costs. Our vendors love the system because it provides them immediate access to our information at little or no cost.&quot;

The City of Rochester Hills, Michigan, reports similar benefits, explaining that they have realized a savings of over $355,000 by posting approximately 85 solicitations from January to June of 2004 on their e-procurement system, the Michigan Inter-Governmental Trade Network. And, the Santa Rosa County School District Purchasing Department, which has been using an e-procurement system since the fall of 2000, says &quot;The biggest benefit we have realized is that we no longer have to manage our bidder's list. Our old bidder's list had grown to over 20,000 vendors, most of whom never responded to solicitations. Managing the list was a burden that we do not miss!&quot;

Many companies have been working with Purchasing Departments, to create customized e-procurement systems like the ones described above, that simplify and expedite the entire procurement process. And the best part is, they do this free of charge.

E-procurement systems provide many benefits for vendors as well. Vendors simply register themselves online with a system and create a profile specific to their products and/or services. Vendors then receive notices instantly by fax or e-mail every time bids are issued that match their profile and are given the ability to respond to quotes by fax or e-mail.

Systems like this can save companies significant amounts of time while increasing sales, it's also a good way for tax dollars to help grow businesses of all sizes and generating new profit centers. At the same time, government agencies benefit by decreasing their spending, gaining more control and simplifying the procurement process.

What are you waiting for? The new era of &quot;e-procurement&quot; is here, and it has significantly streamlined the entire bidding process for both buyers and sellers alike.

Christina DeMers is the Marketing Coordinator for BidNet, a firm that has been providing services for both government buyers and their vendors, for almost 20 years. More information about BidNet can be found at their web site: <a target="_new" href="http://www.bidnet.com">http://www.bidnet.com</a> or by calling: (800)-677-1997.

วันพฤหัสบดีที่ 29 มกราคม พ.ศ. 2552

How To Prevent Your 3rd Party Merchant Account From Suspension

What would you do if you were sent an email from your online credit card processor telling you that your account has been suspended or frozen? How are you going to pay the bills in the meantime? It is extremely important for you to familiarize yourself with the terms of your contract with your credit card processor. As long as you comply with their set regulation and guidelines to maintain your account in good standing you should have no problems.

However, if for some reason you were faced with your account being suspended you need to know:

<li>what to do <li>when to do it <li>and what is the reason for your account being suspended in the first place

Factors Leading To Account Suspension!

<li>Persistent pattern of chargebacks. <li>Poor or inadequate response to customers and a history of unresolved complaints or refused refunds <li>Supplying faulty or inferior goods, not as described in your product description <li>Entering customer credit cards yourself which goes against your merchant agreement

To protect yourself from unnecessary problems and disruption of your daily business you should use another third party credit card provider while you are making enquiries to restore your account. Make regular transfers of your earnings to your bank account and keep up to date records of all transactions.

10 Point Checklist To Prevent Fraudulent Orders

1. Do not use the same bank account to receive your earnings and for your daily essentials such as expenses, bills, shopping, etc. Use a separate bank account to deposit funds from sales and make regular transfers into a separate bank account.

2. Provide full contact details so that customers can contact you direct. Also make sure you return their messages in good time to avoid unnecessary delays and aggravation.

3. Make a clear statement in your terms and order page that customers should use their primary email address and not free email accounts. A high proportion of free throw away email accounts are regularly used to commit fraud.

4. Only allow orders to be shipped to the same address as the billing address registered to the customers credit card. Many cases of fraud use alternative addresses to get hold of goods without the original credit card holders knowledge.

5. Exclude delivery to known high risk countries. You can get this information from your credit card company. Use a pull down menu with a full list of countries eligible for delivery of your goods.

6. Consider setting a minimum spend value to help discourage fraudulent attempts to place orders for small sums repeatedly in the hope of getting goods with stolen cards.

7. Review orders manually to check if repeated orders have been made using the same credit card number.

8. Don't put all your eggs into one basket! Use a minimum of two or more 3rd party companies for orders so that you will always have at least one ongoing payment system to continue to receive and process orders.

9. Refuse shipments to P.O. Boxes. Request the full mailing address before shipping any order.

10. Put a hold on unusually high orders until further verification can be made such as a phone call to the customer.

Other areas to consider are to prevent the incidences of chargebacks.

What Are Chargebacks?

A chargeback is what is when a customer contacts their credit card issuing company directly for a refund of a payment. The credit card issuing company will claim back the full payment on the customer's behalf. For which a fee is charged to your credit card processing company. This cost will also be charged to you and you maybe subject to additional fees according to your provider.

This process can become a very costly affair if you as a merchant are subject to excessively high incidences of chargebacks. In severe circumstances too many chargebacks can cost you your merchant account. In this case your account will be frozen and inactive pending further investigation into all billing disputes.

In the case of fraud where a customers details were compromised you cannot be 100% sure of when or how this may happen until some time after the transaction. By that time you would have already shipped the product to the customer. In these cases you could stand to loose on the initial processing fees as well as the time and cost to ship the goods.

Top Tips

Conduct regular checks on your list of orders at regular intervals and mange your bank account and customer enquiries to the best of your abilities as a reputable merchant. Your continuing good standing as a reputable and trustworthy merchant will help your business as long as you maintain your daily business tasks to the highest standards and afford your customers the highest levels of customer support.

Maintain good bookkeeping of all orders so that you can track orders to verify the dates when an order was placed and any email contacts made to a customer for any disputes received.

This could help in cases where a customer has forgotten placing an order, or does not recognize the billing company name on their statements. You should also make it very clear on your order page and confirmation page as to the billing name that will appear on customer statements to prevent any confusion.

Nancy P Redford shows you how to <a target="_new" href="http://www.miriadz.com/a-zofnomerchantaccounts.htm">Take Online Payments</a> for any web site without a costly merchant account. Stay safe on the Internet by getting wise to <a target="_new" href="http://www.miriadz.com/scamsandshams.htm">Online Scams and Shams.</a> Plus get some of the best business tools and resources for your home-based business here at: <a target="_new" href="http://www.miriadz.com">http://www.miriadz.com</a>

Ten Reasons Why Online Surveys Are The Future of Marketing

Customers are tough cookies. They're extremely media aware and increasingly cynical ? it's a clever marketeer who can get under their skin. Online surveys reinvent the traditional format and offer a unique way of interaction ? all the benefits of the internet without the programming.

Here are ten reasons why they may be the silver bullet marketeers' need, complete with examples supplied by Martin Day, managing director of Survey Galaxy - one of a new breed of websites making online surveys quicker and cheaper

1. It's cheap as buttons

Select the right survey website and creating surveys can be free of any charge and the cost to publish is minimal. Useful information harvested from surveys can be reused and repackaged in other marketing and PR for use in press outlets making it a very efficient form of information gathering.

2. It's easy peasy

Anyone can develop an online survey. Survey sites allow people who are interested in the benefits of surveys, rather than technicalities, to side-step the required programming skills and create relevant up-to-the-minute surveys, instantly ? surveys that are even easier to complete than they are to make.

3. Anyone can play

Once the survey is online it's a simple step to promote it, either through email (with a link enclosed), via a link from a website or referenced by other forms of advertising. Anyone who has the link can be connected instantly to the survey, at a time that's convenient to them, 24x7.

4. We've all got an opinion ? and we like to give it

Customers like surveys ? they're not seen as spam, but as an empowering opportunity to make their voice heard and a chance to have an impact on a brand. They can be particularly good for broaching sensitive subjects with concerned employees; a survey asking a workforce on their opinion of change allows the key issues to be raised in a positive way and encourages employee participation. Online surveys allow the message to reach each individual and invite feedback in a manageable form.

5. Get inside their heads

You can lead a customer to an advertisement but you can't make them think. Surveys actively engage the respondents, who think about the question before giving their response.

6. Beautiful relationships start here

It needn't all end at the end of the survey ? while you have their attention and are in the mood you can ask if they want to sign up for more information or a regular newsletter ? making the most of the window when you have their interest.

7. If you like this, you'll love?

Perhaps one of the strongest elements in a survey is the ability to make inspired or useful connections instantly to other areas. By including links within the survey to websites that offer detailed information you are able to reinforce the marketing message.

8. Subtly does it

Surveys can be used to associate a product with positive attributes. By listing the many features of a product and asking the respondent how important they are, regardless of their response, the product will be associated with the features; if they are rated as important the positive impact is endorsed by the customer.

9. It's not just about selling

A survey is an effective, quick and easy method to promote and gain acceptance for a difficult proposal; maybe a public body trying to gain acceptance and support for a particular scheme. Take the example of a city trying to gain support from the general public for their bid to host a future Olympic Games. A survey can explain each benefit putting the respondent in a much better position to appreciate what the real advantages are that might just combat any negative headlines. As well as promoting the cause, useful feedback is gained that can be used to fine tune the overall marketing strategy.

10. Fresh topics engage interest

Thinking laterally a lively and imaginative approach to surveys can provide the 'hook' to engage respondents. The survey subject can be focused towards a particular group on a subject close to theirs hearts. The survey's marketing message can take the form of a simple brand awareness message by stating that 'this survey was sponsored by brand name', or by finding a link from the subject matter to the product ? something that is surprisingly easy and highly effective. Discover the benefits of including in your website a Public Survey section as many people who enjoy completing crosswords and doing word puzzles enjoy completing surveys. Having a public survey notice board as part of a website is a low cost and automated method that helps to increase traffic and establish a loyal and returning following. Unlike discussion boards there is no opportunity for people to disrupt the site by inappropriate remarks as the survey results are displayed in summary form enabling them to dispense with moderators free and maintenance.

Many of the techniques and a few more to boot are contained in the following sample survey:-

<a target="_new" href="http://www.surveygalaxy.com/surPublishes.asp?survey_id=956">http://www.surveygalaxy.com/surPublishes.asp?survey_id=956</a>

About Author: Martin Day is owner of Survey Galaxy Ltd.

10 Compelling Benefits of Having A 3rd Party Merchant Account

If you have been wrestling with the idea of applying for your own 3rd party merchant account then take a look at the following compelling benefits of using a 3rd party provider to mange all of your credit card processing needs.

1. The most inexpensive way to accept credit cards with hassle free, quick application process and set up.

2. New start-up businesses, sole traders and home-based businesses individuals are very welcome.

3. Incredibly low fee structure considering there are no application fees, leases, no monthly fees, no statement fees and no extra charges for software.

4. No charges are needed for payment gateway fees to a third party company as this is already provided at no extra cost.

5. No exclusivity restrictions meaning you are free to have other 3rd party merchant accounts with other credit card providers.

6. Freedom to pick and choose your credit card processing company to suit any variety of different business needs.

7. Able to set up a complete online storefront with little or no HTML programming experience. Simple online step-by-step tutorials and free assistance provided for set up.

8. Free customer services to handle orders, security, fraud prevention, automated payments and other essentials duties on your behalf.

9. No special requirements to open up a business bank account.

10. Offers the flexibility to use your own regular checking account for payment of earnings.

I'm sure by now that you can see the benefits and advantages of having access to your own 3rd party merchant account to automate your online payments for the convenience of your customers and to increase your business profits.

You would probably find that there are so many more great benefits of accepting credit cards without taking unnecessary financial risks.

Nancy P Redford shows you how to <a target="_new" href="http://www.miriadz.com/a-zofnomerchantaccounts.htm"> Take Online Payments</a> for any web site without a costly merchant account. Stay safe on the Internet by getting wise to <a target="_new" href="http://www.miriadz.com/scamsandshams.htm"> Online Scams and Shams.</a> Plus get some of the best business tools and resources for your home-based business here at: <a target="_new" href="http://www.miriadz.com">http://www.miriadz.com</a>

วันอังคารที่ 27 มกราคม พ.ศ. 2552

Selling From Your Website

Greetings!

Friends and relitives ask us all the time " How do sell from your website?" and no doubt you want to know as well. Over the next two issues we will be covering this very thing! We decided to divide it into two camps - tangibles and non-tangibles. Feel free to create a hybrid if you are daring, however, for the sake of simplicity - both for your visitors as well as your planning figure out which of the two is applicable and focus your efforts as needed.

Tangibles:

If you are selling products, it needs to be organized in some fashion. Be it by subject , or alphabet, or some other method such as price or season as an example.

Lets say you're selling jewelry. You want to make it easy for your visitors to find what they're looking for first. You should have different sections i.e. rings, necklaces, watches, etc. You could have various designers alphabetized. It can also be broken down into price range aimed at a target audience. Or maybe target the sophisticed jewelry shopper who's looking for summer items or evening wear.

The idea is that it's easy for them to find what they want and make a buying decision, then get on with their life. They will remember that the next time they need a particular item.

Non-Tangibles:

We recommend a clear organised presentation for non-tangibles as well. Because you are not dealing with a concrete product, information and services can be precived as being a bit nebulous and therefore suspect.

As such, you want to make it very obvious what you are offering and how the client will benefit. Be precise. As in everything, keep it as simple as possible.

The less work on their behalf, the quicker they can come to a buying decision. Examples, testimonials and references work to establish an air of trust and security, thus motivating the visitor to sign on with you.

The Sale:

The mechanism in wich the money goes from them to you and the product then gets into their hands, is of course of prime importance.

In regards to payment, the obvious choice is of course credit cards. It's quick and easy on both you and your customers. Credit card payment is widly used and accepted.

And this can be set up realitively easy by you. There are commpanies online that are happy to do this for you for a piece of every transaction.

A small price to pay when considering that the sale may be lost due to too much trouble on your visitors behalf otherwise. 80% of something is better then 100% of nothing.

The Support:

I like to include extras. Links to other sites, pertinate information, or some other reason or benefit for the visitor to return to your site.

You do a good job with your site and they'll browse around and maybe even make that impulse buy AFTER they get what they were looking for in the first place.

About The Author

Written by Corinna Gittens-Arnold Zalca, co-authored by Leron Gittens-Arnold Zalca, your home business resource and information site.

<a target="_new" href="http://www.zalca.com/">http://www.zalca.com</a>

<a href="mailto:zalca@zalca.com">zalca@zalca.com</a>

Looking For Free Advertising, Here It Is!

There are lots of ways to advertise for free but they are time consuming so I guess technically, they are not free because your time is worth something! But if you have the time and not the money this is for you.

I posed the question of &quot;free advertising&quot; to a few forums and they all can back the same, but with new links to check out. It's basically what I already knew, but it's nice to try and find new ways of doing things.

For this article that has helpful links in it, Please go to my Website and click on Free Advertising.

Link Popularity:

This is the most important thing and in doing any or all of the below things, you will gain link popularity. Links to your Website, wither you link back or not, gets you ranked good with search engines ( the best free advertising of all) and you will get visitors from other sites that are &quot;targeted visitors&quot; that are interested in what you have to offer, and that my friend is your &quot;MAIN GOAL&quot;

So here is what I know about free advertising and what I have recently learned in no particular order:

Articles:

Writing articles and submitting them to different Website will get you the exposure you need and also build your credibility. It's not so difficult to do this, just give good advise on a subject you know a-lot about, hopefully it is somehow connected to the product/service you are selling on your Website. Make sure in your signature that you have your URL or a way to contact you. When you go to submit your article, they usually give you a step-by-step way to do this. You can always go to one of the site first to get an idea of what you will need to write and publish your article. You can also go to my Website and see how I have written them.You can go to Google or Yahoo and search on &quot;Submit your article for free&quot;.

Classified Ads:

Classified Ads are another way of getting free advertising for your business. In this you can highlight the benefits of your site and/or offer a special to get people to come to your site. These have limited space, so you need to make it short-n-sweet, and to the point to get them to your site. The key is to have a headline that sells, I can't give you my source because I buy a program to get this kind of info., but you can do a search on Google or Yahoo for &quot;Headlines that Sell&quot; and it will give you some resources. If you would like to know what program I received my sources from e-mail me and I will give you the link.

Again, you can search on &quot;Free Classified ad submission&quot; to find places to place your ads.

Forums:

Forums are not only away for free advertising but you can also ask questions from people that have different way of looking at things or just plain have the answer to your questions. You can also answer question for other; it builds your credibility up and gets you exposure for your business. The way to find forums that relation to your Website is to do a search for &quot;______ forums&quot;, example: it could be video games forums, cb radios forums, Internet business forums, etc?

Press releases:

Sounds so professional, but you can do it, I have faith! A press release simply tells the World about your company and that you are ready to do business. Most sites you go to will have a temple you can go by to do this, I will be providing that soon, maybe by the time you read this. It's pretty straightforward and anyone that can type can do this. You can do a search on &quot; Free Press release submission&quot;

Link exchange:

Link exchange is a good way to get free advertising and looks good for the search engines. You can do this in a couple of ways but you need to do what is right for you! There are link exchange programs out there that are for free and some you pay for. Stay away for ones that you cannot pick and choose which sites you want to link with. Link farm are very bad for your site and can go against you with the search engines. Link farms are from companies that upload, let's say 100 links to your site and those same links will be on all the other sites as well. It's like a generic links pages, way not good. It defeats the purpose of links and shuts you out of search engines.

Paid vs free, Paid everything is done for you, all you have to do is accept links from other sites or go out and request a link exchange with another site with basically a touch of a button. The free link exchange you have to go out and request individual link exchanges manually. Then manually add their links to your site and there is not guarantee they will link back after doing so. It all depends on how much time you want to put into this.

Good Luck and Please contact me if you need help or have any questions. That is what I'm here for,

Veronica Bath
<a target="_new" href="http://www.home-based-business-opportunities-central.com/">http://www.home-based-business-opportunities-central.com/</a>

My mission is to help people with their goals of becoming their own boss or just make extra money. I have been scammed big time before and want to help other avoid doing the same thing.

My Website is for this purpose, &quot;Home Based Business Opportunities Central&quot; at <a target="_new" href="http://www.home-based-business-opportunities-central.com/">http://www.home-based-business-opportunities-central.com/</a> !

Copyright SC Bath Enterprize - Fruita

When Do You Ask For A Refund?

Have you ever asked to have your money refunded after buying something online? Do you do this often? What are the reasons you've asked for refunds? Savvy marketers will try to find out why without making you feel you should not have asked. This would be valuable information to them. Anyone selling on the internet should be willing to have a fair and prompt refund policy. To back up their products and claims without hesitation. It is especially important to do with online sales since the transaction is done without being able to "read" the salesperson and operation face to face.

Fairness and ethical behavior goes both ways. Due to the fact that online info products and downloadable software are easy to copy and "keep" while also obtaining a refund, the buyer kind of has a special "burden of honor" too. I have asked for refunds when a product was totally misrepresented and poorly done. In one instance the video and audio courses were sold as being "convenient and viewable anytime and anyplace". Turns out it was a convenience for the marketer since you had to view them from his site, and you guessed it, the site was very, very S-L-O-W. If I buy something costly and you sell me like that, I want to download and OWN it.

Another time I went through an ebook that had not been cheap to buy and it just didn't contain too much I didn't already know. I was just about to ask for a refund (and no,I don't do that often, only a few times EVER) when I decided to look again at the ads that made me bite on the offer. The seller had not misrepresented anything. And his offer and presentation were not "junky". I simply had learned more about the subject than I thought and hadn't realized it. Good for me! The additional value for methen became studying what was very good ad copy. I didn't ask for that refund.

A common situation you may find yourself in is not being ready for the level of material you are reading. A little more study at the basic level and perhaps simply putting the material away until you are ready may be the answer. Some advanced topics will not make sense without base knowledge. Due to the vast scope of some subjects it might be hard to cover it in one product or course series.

Don't hesitate to ask for a refund if you truly feel the product was misrepresented. Educate that marketer about what you feel was wrong. If they don't improve, they deserve to give all their money back. Just don't be one of those awful people who buys an expensive product KNOWING they are going to ask for a refund. That's the same as stealing and is unethical. If we want the convenience and gratification of being able to immediately download what we have purchased to continue, we can't bleed the online merchants dry.

This article may be distributed freely on your website, as long as this entire article, including links and this resource box are unchanged. Copyright 2004 Kim D Regan All Rights Reserved FortuneExpo <a target="_new" href="http://www.fortuneexpo.com">www.fortuneexpo.com</a>

วันจันทร์ที่ 26 มกราคม พ.ศ. 2552

3 Powerful Concepts That Climb Marketing Mountains

You have probably heard many times how you should offer free reports. Like many of us, the idea of putting in work to give something away may have gone through you transparent. (Right in your mind's ear and out the other :>)

So, if you passed over this idea before, you are not alone. However, I am here to tell you to reconsider it and for good reason. Why? Because this is one idea that is doable from any level. And, it still works and always will.

It can get your marketing off the ground without much if any costs. It can literally be your marketing vehicle to gain exposure, build a email list and even crank in affiliate commissions along the way.

This is not just another gorilla marketing tactic for folks who can't afford to advertise. Not at all. It's way more than that. Top marketers still use free reports as a legitimate marketing tool.

Why? Because they can penetrate a valuable message almost instantly with the least amount of marketing friction.

In this article you will discover why Free, Branding and Viral are 3 powerful concepts that hold a strong place in online marketing. You can get in on it now and climb some marketing mountains - here's how.

"Free" speaks for itself. It can cheapify or gratify depending on how you present it. There are many ways to add value to make people want what you will give them. Offer useful information to a targeted group and they'll eat it out of your hands.

"Viral Marketing" is a coined term in Internet marketing which indicates a passing from one to another - like a virus.

"Branding" is the key to viral marketing. This is a form of personalization that can be passed along from marketer to recipient. Then the recipient can also pass it along as a marketer to his recipients, and so on.

This forms an ongoing cycle that carries with it an incentive to keep the distribution in motion. Your personalization can travel along by literally hundreds, even thousands carrying links leading back to you and the products you represent.

Sound complicated? - It's not!

So, how does this viral marketing information get into so many hands? Again, it's the incentive that everyone involved can achieve something. This propels the viral distribution. And it's all possible because of branding!

Hot Tip: Think of it this way.

How many thousands of people do you think are interested in buying a popular ebook or piece of software that you already own?

What you should do then is create a free special report teaching something useful about the product. Show them a few of it's many benefits before they buy it and they may just decide to buy it through your affiliate link.

That's the power of the 3 concepts and it works like a charm everyday on the Internet. Please don't over look this very important point.

So, what's in branding reports for you?

Great question - let's go over it.

For example:

* In return for joining your email list, you can use free branded reports offering them to your signups.

* You can let others a give them away adding useful content to their websites or even as an added bonus with products that you sell.

* You make affiliate commissions when someone buys from your branded links inside the report(s).

And, even if you are branding someone else's report, there's about zero work involved and you can still benefit as if it's your own.

By giving away free reports, you can dramatically build your email list and boost affiliate commissions. The more viral reports you use in your marketing, the more it will increase your opportunities.

So, remember to offer several Free Branded Viral Reports and let the multiplicity of the Internet work for you!

(c) Michael Nicholas -All Rights Reserved


************************************************************
Michael Nicholas' 1st special report received an explosive
692 signups in just 48 hours adding 1600 new subscribers in
just 1 week! To find out how he did it, get his Free How To
Brand Report! <a target="_new" href="http://www.OrderButtonTriggers.com/pdf-report">http://www.OrderButtonTriggers.com/pdf-report</a>
************************************************************

How To Sell Your Products Online?

E-commerce is gaining pace! Research firm eMarketer predicts that 2003 will see online sales reaching US $58.2 billion excluding travel. According to Forrester Research, another reputable research company, business to consumer e-commerce will hit US $230 billion by the year 2008. While offline retail sales are staggering and will continue to do so in near term, online retail sales will show a hefty 19 percent consecutive year over year growth! And by the same year, two third of all US households will buy some kind of products and services online. In 2003 alone 97 million consumers will make some kind of purchases through the Internet.

If you are selling products and services offline, you should seriously consider hopping on to the e-commerce bandwagon, or risk loosing significant portion of your business to your more proactive competitors!

Is it difficult to start selling products or services online?

May be, in the beginning of Internet era, this was a daunting task, but today, with proper planning it is fairly easy.

- Choose the products or services that are viable to sell over the Internet

- Build an online presence

- Create an online product catalog

- Choose payment methods

- Promote

Select products or services to sell

Although, some products are easier to sell online, contrary to popular believe, most of the products and services are, actually, marketable on the Internet. At present, books, electronics, information and travel related products are selling better online. But, that does not mean that there is no room for other products or services. As a matter of fact, you can sell just about anything over the Internet! It depends more on the market segment you choose, and how good you are in marketing. As you know, traditional items that you can get in nearest grocery store were not doing very well on the Internet. However, that is going to change very soon! According to Forrester Research many of today's slow categories are poised to significant growth as oppose to early online sales leaders like travel and electronics, which will experience market maturity and slower growth. Prediction is:

Food and beverage category will grow at a rate of 49 percent, reaching $18.2 billion by 2007. The home products category will grow by 42 percent over five years, from $7.3 billion in 2002 to $42.0 billion in 2007. Flowers, cards, and gifts will grow by 41 percent, from $951 million in 2002 to $5.3 billion in 2007.

That's not all! By the year 2008, today's best selling product: books will have a mere 3 percent share of total business to consumer online sales.

So, if your products and services can generate offline sales there should not be any problem in selling these items online.

Build online presence

You can choose to build an e-commerce website either yourself by hiring required experts, i.e. web programmers or by appointing a website developing company to do the job for you. In both of the cases, you have to be prepared to spend a significant amount of money. E-commerce site is a very broad terminology! Depending on you demand, it can cost you from a modest US $800 to any where over a million US dollar! That's not all! You have to be prepared to spare considerable time on it, as well. Writing the technical scope, choosing the appropriate design for your site and creating proper content for your site will take a lot of your time. And there is no guarantee that you will do everything right!

That's why, if you are new to e-commerce and do not want to spend a fortune in your first endeavor, you should think about making your online presence by choosing one of the available, on the Internet, Web Store services. There are enormous advantages of using these services:

- You can build one for a fraction of the cost, needed to create an e-commerce website.

- You can choose the design of your web store from numerous available templates.

- Simple editor allows you creating your web store all by yourself.

- You can be up and running within days.

- You can choose a merchant account from the one offered by the service provider.

There are many Web Store service providers on the Internet like Yahoo! Store, Bigstep, Rusbiz, etc. Compare and choose the one, which best suits your requirement. As an added advantage, some of the Web Store service providers will integrate your store with a shopping mall or e-marketplace free of charge. This will instantly expose your web store to a large targeted prospective customer audience. Create an online catalog

If you sell only one or couple of products and do not add products or services often, you don't require an online catalog. However, if you have a product line of over 10 products and you constantly add or change products, you should consider a web store with the facility of an online product catalog. This feature of a web store service allows rapid developing and maintaining of you electronic catalog without spending large sums on creating one by yourself.

Look for a web store service provider who offers wizard or form base product adding method to the electronic catalog and use some kind of standard product classification codes. At later stage, if you choose to sell products through e-marketplaces, this will allow you to integrate your products to e-marketplaces and make sales offers with ease.

Choose a payment method

If you are planning to sell ebooks, reports, whitepapers etc. I would suggest you to consider using clickbank's marketplace. That way, you don't have to worry about getting a credit card merchant account.

Around 90 percent of all sales transaction occur online are by credit card payments. To accept credit card payment over the Internet, you must first have a merchant account. A merchant account allows a vendor to process credit card transactions. If you built a web store online with one of the web store service providers, you will see that they offer gateways to one or several merchant account providers and have partnership with them. In general, you get a better deal with them. However, as charges vary significantly from one merchant account provider to another, make sure you shop around before committing yourself to one.

Promote you site

To sell your products through your site, you must draw traffic. There are number of ways of promoting your site on the Internet. This includes:

- Search engine submissions

- Adding your site to different online directories

- Opt-in email campaign

- Link exchange

- Banner and link ads

In you effort to promote your site, you should combine as many offline and online promotional methods you can come up with. The more traffic you can generate the better chance you have of selling more products from your Web Store.

Nowshade Kabir is the founder, primary developer and present CEO of Rusbiz.com. A Ph. D. in Information Technology, he has wide experience in Business Consulting, International Trade and Web Marketing. Rusbiz is a Global B2B Emarketplace with solutions to start and run online business. You can contact him at mailto:nowshade[at]rusbiz.com, <a target="_new" href="http://ezine.rusbiz.com">http://ezine.rusbiz.com</a>, <a target="_new" href="http://www.rusbiz.com">http://www.rusbiz.com</a>

Succeed With Your Own Home Based Business

An internet business is by far the best way to support yourself if you just cannot stand working for others for less money than you need to survive. It's also the best way to get out of a good paying job that just takes up too much of your precious short life working for someone else. Let's face it, you probably know someone who has an internet business. Do they look happy to you? Do they complain as much about work and money as you do? Probably not.

This is not to say that you should quit your job and start an internet business. You should start one while you still have your job. Some people complain that this is hard and takes up too much of their free time. In the beginning a internet business is not profitable ? you have to work at it like anything else.

Some people eventually go back to work blaming some program or internet business opportunity that wasted their time and didn't work. Unfortunately, the odds are actually that they didn't work hard enough and stick to their dreams. Many people allow themselves to believe that there are no legitimate internet businesses. It's easier to go to work thinking this than to let themselves believe that an internet business is possible, profitable, and liberating.

But if you truly believe there are no good internet businesses, that they are all scams, then what are the thousands of people doing everyday in your hometown driving around during work hours?

You know the ones. The people you see on your day off that are driving around and standing in line in places you frequent on your days off. They can't ALL be on their days off too! You have wondered, just like I did, what it is these people do. I know you have.

Many of them have their own internet business. Many of the people you see at the post office who know the clerks by first name are shipping packages of goods they sold on auction at Ebay or their own websites.

The cars parked in the county clerk's office in your home town. Some are employees there, but not all of them. Many of the people coming and going from that office in your town (during business hours when everyone should be working, right?) are real estate brokers, or no money down buyers and sellers looking up local property information.

Internet business owners are all around you, everyday. The internet business industry is quite literally booming and is getting larger exponentially by the month.

The worst thing you could ever do to yourself, that is a life-altering belief system, is let yourself believe it is all a scam or that there is no room for YOUR creativity and YOUR value as a internet business owner of any kind!

Take me for instance! I own my own internet business and I sell information, business tools for internet business people, and services of all kinds. I work from home. I am one of those people you see during the week driving around town while you wonder what it is I do for a living. Nice to meet you!

Darrell Knox is a writer and entrepreneur with 15 years of home business and marketing experience.Website: <a target="_new" href="http://cgi.tripod.com/lazaraus26/cgi-bin/index.pl ">http://cgi.tripod.com/lazaraus26/cgi-bin/index.pl </a>

Starting An E-Commerce Business

The development and expansion of the Internet has made business opportunities, once only available to the wealthy, available to nearly everyone. In the past, opening a business was a huge commitment in terms of finances and risk. Traditional business owners had to quit the their current jobs, obtain bank financing, and sign leases before they even made a penny. It's easy to see why 95% of them failed within five years. Today, business opportunities are available to anyone willing to put in the time and effort to learn about the world of e-commerce. Best of all, you can start an e-commerce business with minimal funds and very little risk. This guide will take you though the steps necessary to start your own e-commerce business.

Find Your Niche

The first step to creating your own e-commerce business is to find you niche. Examine your hobbies and interests for potential business ideas. If you love soccer, consider selling soccer supplies or team uniforms online. You may also consider opening a business that is similar to your current job. For example, as a nurse you may know a lot about medical supplies and how hospitals obtain them. You could start a medical supply business. Your contacts and industry knowledge could give you an advantage over a competitor who does not know the inner-workings of hospitals the way you do.

Research The Demand

Now that you have a few business ideas, it's time to research the demand for your products or services. If you plan to sell to the general public, you'll want to find out how many people are looking for your products or services. As a small business owner, you will not have the marketing funds to create a demand for a product. The products you sell, must already be in demand. A great way to determine product demand is to see how many people are searching for a specific product. Overture has a wonderful keyword tool (http://inventory.overture.com/d/searchinventory/suggestion/) that displays the number of searches for specific keywords. It will give you a good idea of which products are popular and the specific keywords you should target when building your website.

Scope Out Your Soon-To-Be Competitors

Before settling on a business idea, scope out your would-be competitors. Visit their websites and compare the following:

? Professional Look & Feel

? Products and Services

? Search Engine Ranking

? Page Rank (Available on the Google Tool Bar)

? Keywords

? Back Links (how many sites link to them).

You'll need to know your competitor's websites inside and out. Spend some time exploring each one. This will give you an idea of what you're up against. Keep in mind, that your website will need to be equally as professional or better than theirs. Don't worry if you don't think you have the technical skills necessary to create a professional website. The use of professional website templates will be explained later.

While you're researching your competitors, check to see if the products you intend to sell are sold at large department stores such as Wal-Mart, Target, and Amazon.com. It is very difficult for a small business to compete with these large companies because the profit margins are extremely low. You'll need to sell products that are in demand, but aren't sold by corporate giants.

Establish A Business Entity

In order to conduct business, you need to establish a business entity. Fortunately this can be as easy as filing a &quot;Doing Business As&quot; or &quot;Fictitious Name&quot; form with your local County Clerk's office to become a sole proprietor. When you arrive at the County Clerk's office, they will check their records to make sure your intended business name is not already in use. If it's available, you will need to complete the appropriate forms and pay your filing fee. Each state has different requirements. Check with your state for requirements on becoming a sole proprietor.

You will also need a sales tax id. You will need to charge sales taxes in the state where your business resides. Contact your county office for details about sales tax ID's and any other requirements they may have.

Open A Business Bank Account

Now that you are a legitimate business owner, it's time to open a business bank account. Take your court documents to the bank and open a business checking account. Most banks offer a variety of business accounts. Choose the one the best meets your needs. It's usually best to start with their least expensive account because it could be a while before you start earning revenue. You can always upgrade in the future.

Some banks require a business owner to wait specified amount of time, usually 90 days, after the court documents are filed before opening a business bank account. These rules are in place to help prevent fraud. Check with your bank to obtain waiting period information.

Choose A Domain Name

While you wait to open a bank account, you can start building your website. First, register a domain name. Names that end in &quot;.com&quot; are best. If possible your, domain name should include one or more of your target keywords. For example, if you are creating a yoga supply business, you'll want to choose a name with the word yoga, such as yogacenter.com, yoga-supply.com, or yogastuff.com.

Create Your Website

One of the keys to successful e-commerce businesses is a professional website. Your website is the first and often the only impression your visitors will have of your business. A professional website can be the difference between your visitors viewing you as a home-based business operating out of your garage and a multi-million dollar business with hundreds of employees. Fortunately, you don't need to be a web programmer to create a professional website. There are companies that sell professional website templates. You can get website templates for free, but it's much better to pay for a highly professional template. To find these templates, simply search for &quot;website templates&quot;. You should expect to pay $50 ? $150 for a good template with multiple pages and professional images.

Most website templates can be customized with common HTML editors and a simple graphics program. Templates can be edited without having to invest a lot of time and energy into learning how to code web pages.

You'll want your website content to target specific keywords. This can be achieved by creating articles, product reviews, product comparisons and detailed description of your products. Avoid repeating the keywords so often that the text becomes difficult to read. There is a fine line between good copy text and spam text. Spam text is designed to increase your site's listing in the search engines, but often backfires when penalties are issued and your website is dropped from the listing.

Host Your Website

Now that your website has been created, it's time to find a company to host your website on their servers. You should be able to find a good hosting company for around $10 per month. This fee should include technical support and email accounts with your domain name. Domain name-specific email accounts are important for a professional image.

Your website files can be uploaded with a simple FTP program. The hosting company's technical support personnel can walk you through the steps to upload your files and launch your website.

Implement A Shopping Cart

No e-commerce website is complete without a secure shopping cart. There are many shopping cart options. Many e-commerce business owners make the mistake of using Pay Pal to accept payments, which immediately tells visitors that their company is very small and not professional.

A good alternative to Pay Pal is a remotely hosted shopping cart. Remote shopping carts take the burden of maintaining security and credit card numbers off your shoulder and places the responsibility on another company. Remote shopping carts can usually be configured to look similar to your website. In fact, your customers may not realize that they have left your website to place an order. The remote shopping cart provider will give you the HTML to add to your website. When your potential customer clicks on the Buy Now button, he or she is taken to the remote shopping cart to enter the personal information and payment details.

Depending on your choice of a shopping cart, you may or may not need a merchant account to process transactions. Some shopping cart services allow you to use their merchant accounts for a slightly higher fee.

Stock Your Inventory

Now that your website has been created, it's time to stock your inventory. The first step is to find the manufacturers of the products you wish to sell. You can find this information by reviewing your competitor's websites. Some of them may list the manufacturer with the product name or description. Once you have the name, you can search for the manufacturer online.

Contact the manufacturer and tell them that you are interested in becoming a distributor. Ask for a wholesale price list and an application. The price list will help you determine if the profit margins are high enough to justify selling their product.

You'll want to ask the manufacturer the following questions:

? What is the MSRP (Manufacturer Suggested Retail Price) for the item?

? Am I required to sell the item at MSRP?

? What is your minimum order quantity/amount?

Some manufacturers will not sell to e-commerce businesses that do not have a brick and mortar retail location. If this is the case, you'll simply have to find a company that manufactures a similar product and is willing to sell to an e-commerce business.

Promote Your Business

Now that your website is live and you're open for business, it's time to promote your website. If no one knows that it exists, you will not receive any sales. Most website visitors originate from search engines. Before search engines can list your website, they have to know that it exists. You'll need to submit your website to search engines and directories such as Yahoo!, DMOZ, Excite, and others. Search engine submission programs and services are available, but they not effective. Most good search engines require websites to be manually submitted. They enforce this by displaying an image with a series of letters or numbers that automated programs cannot read. The code embedded in the image is required to submit your website.

Search engine algorithms are extremely complex. The ranking of a website in their search results depends on a number of factors, including keywords, density, back links, page rank, and other factors. After submitting your website to the major directories and search engines, the next step is to establish back links. When search engines crawl the web and find a link to your site, they count the link as a vote for your site. The more votes you have, the higher your site will rank (assuming other criteria has also been met). You can acquire back links by sending emails to other website owners and offering to exchange links. It's very difficult for new websites to acquire back links. Most people prefer to exchange links with established websites. In a way, it's a catch-22, but it can be done and the results are worth it.

Starting your own e-commerce business is a lot of work. Making it successful is even more work, but the pay-offs can be rewarding. Thanks to the explosion of the Internet age, e-commerce business opportunities are now available to anyone with a computer, a few hundred dollars for start-up costs, some spare time and the desire to create a business.

Copyright 2004 ZIP Baby. All Rights Reserved.

About The Author

Danna Henderson started ZIP Baby in order to provide parents with comprehensive potty training information as well as a large selection of potty training products. For more information about potty training, or to browse the potty training store, visit the <a target="_new" href="http://www.zipbaby.com/potty-training-products-toilet-time-targets.php">Toilet Time Targets for Potty Training</a>.

Intranet Project ? RAD or Waterfall?

Building Bridges

I have often used the analogy of building a bridge to explain to business colleagues the difference between Rapid Application Development (RAD) and Waterfall.

Let's say that we are in the middle ages and the Mayor of Kingston-upon-Thames is evaluating whether or not to build a bridge over the river to the north side, to replace the current ferry. The whole area has been growing rapidly and a bridge at Kingston should give his town a lead against competing local towns like Ham and Richmond (who also have their own ferries).

However, building a bridge presents problems. Firstly, the bedrock north and south of the river are very different. Secondly, the river is still tidal at this point and its path continues to vary across the floodplain. Finally ? and perhaps most importantly ? there is no guarantee that the projected growth in cross-river traffic will indeed materialise ? or that people will wish to cross at this precise point, rather than further up, or down, river. A new bridge could prove an expensive white elephant and divert much-needed town resources away from other projects. The increased local taxes required could also scare the very businesses he is hoping to attract away to other local towns.

Option 1 - Waterfall

Waterfall, as a methodology, is all about building reliable systems. At each stage of the lifecycle, the results are correct. The Mayor's engineer believes that - when building a bridge - the result needs to be safe, sound and capable of lasting for decades. He recommends a design phase, which includes thoroughly testing the bedrock by driving piles and developing ways to limit the future variance of the river's course. During the build phase, the bridge would be tested to ensure it can take the loads that will be placed upon it and to deal with high winds or flood conditions. The engineer confirms that each stage would only start once the previous stage had been proved correct beyond reasonable doubt. The stone bridge will take five whole years to build (with a high upfront cost commitment). If the project were ever stopped, the value tied up in phases to date would be lost. The engineer reminds the Mayor that a collapsed bridge would not help his place in history!

Option 2 - RAD

RAD, as a methodology is all about building relevant systems. The argument runs that it is better to be there quickly with 80% of the functionality in 20% of the time, so as to take full advantage of the business opportunity. The Mayor's political advisors recommend the RAD option; to lay a pontoon bridge first alongside the existing ferry. This can be achieved in just three months, using a series of boats with a makeshift road surface and swing bridge lock for river vessels to navigate. The pontoon bridge allows the business model to be tested very quickly; If the expected benefits materialise, then further iterations of the bridge can be constructed later on. Sounds good, but of course (overall) the costs will be higher than waterfall if a full, stone bridge is ultimately required. In the meantime, if the river changes course, or floods impact the area, then the pontoon bridge will be washed away. His chief advisor reminds him that a bridge five years from now would not help his re-election prospects two years hence!

The Mayor's selected option

Hmm. Interesting, isn't it. Not a clear-cut decision. There are good arguments for either approach. The Mayor's decision will ultimately depend on (a) how sure he is of his own vision, (b) his financial and time constraints and (c) how changeable these factors are likely to be over time. In short, he has a trade-off decision of relevance vs. reliability.

Turning the analogy onto Intranet Projects

In the <A target="_new" HREF="http://www.viney.com/DFV/intranet_portal_guide/during/development_methodology.html">Development Methodology</A> chapter of my (free to access) Intranet Portal Guide, I explore these concepts in a bit more depth.

However ? put simply ? the answer for you will depend largely on how sure you are of your vision, the support of stakeholders, the availability of resources and the degree of change in your organisation and it's requirements.

If you are operating in a stable business environment and are well funded and supported, then waterfall offers real benefits. You could establish an Intranet Portal that is well founded, scalable and secure. If not, then RAD could offer you the means to make some progress now at low cost and use the results of your early work to build a stronger case for future investment. It also allows you to vary the approach ? or begin again ? should circumstances or requirements change.

Most Intranet evangelists will find themselves perhaps in a mixed situation, where there is support and funding but there is also the risk of rapid changes to the underlying business environment and requirements. Here, I would recommend a mixed approach: Use a waterfall project to establish the underlying portal infrastructure (as this platform will be the bedrock on which you will build and needs to stand the test of time). Then use a RAD method to build the content and applications (developing solutions that are timely and relevant to businesses operating in a fast-moving and competitive environment).

About the author:

David Viney (<a href="mailto:david@viney.com">david@viney.com</a>) is the author of the Intranet Portal Guide; 31 pages of advice, tools and downloads covering the period before, during and after an Intranet Portal implementation.

Read the guide at <a target="_new" href="http://www.viney.com/DFV/intranet_portal_guide">http://www.viney.com/DFV/intranet_portal_guide</a> or the Intranet Watch Blog at <a target="_new" href="http://www.viney.com/intranet_watch">http://www.viney.com/intranet_watch</a>.

วันอาทิตย์ที่ 25 มกราคม พ.ศ. 2552

Electronic Commerce and WTO

The Internet may not be useful for all businesses, nor do all have to develop an Internet information strategy. Some businesses are concerned with the start-up costs of connecting such as purchasing hardware and software, subscribing to an Internet connection or service provider, and training staff. Others are concerned with the necessary search and navigation skills one has to develop to be able to use it as a cost effective business tool. Some businesses are concerned that, as a result of technical congestion during certain times, the Internet will not effectively improve their ability to disseminate and retrieve information. Most businesses are concerned about Internet security relating to issues of unwanted intrusions into sensitive databases, electronic payments, contracting with authorized parties and protection from electronic viruses.

The entry by telephone and cable companies into the Internet service provider business within the last few years has given new hope to the congestion problem in that they now have a vested interest in investing in infrastructure. The Internet connection and set-up cost are not inexpensive for every business; however, the competitive cost of not having it probably outweighs the financial cost of connectivity. Even if businesses deal with customers that are domestic or local, reaching the customer is only one aspect of the Internet. It can be used to communicate with suppliers to build supply networks, order materials, sales or other information 24 hours a day, 7 days per week.

Electronic Commerce and particularly that carried on over the Internet is in itself Global. The actions in regulating by any one of the domestic states will have very little impact unless they are part of a larger international setting. This paper will first outline the governance of international trade relations, its institutions, backgrounds and partners. This paper will then look at diverse agreements, action plans, model laws and guides that have been prepared by international organizations. The organizations have various mandates and interests in promoting electronic commerce, and providing solutions to the problems that the average business person may encounter in dealing in this new medium. Some of these problems have been identified in this paper.

There are several common misconceptions regarding both e-commerce and the WTO and role of WTO in its regulations. First it neither regulates trade, nor does it regulate e-commerce; the basic aim of WTO's objectives relate to disciplines on states and to provide methodology for tariff free trade among states. The framework of WTO law in place for regulating e-commerce is provided and enunciated in the GATS, GATT and TRIPS Agreement. What we are trying to reinvent the framework may be harmful. Another common mistake was to refer to e-commerce as if it were an area of commerce in its own right, as if it are agriculture or textiles, which is not the case. Is e-commerce trade in goods or trade in services? Was not a relevant question, E-commerce is a way of selling things and what law applies depends on what is being sold.

There are no defined plans to regulate e-commerce as means of doing business or e-commerce. In general the framework already exists in the shape of the GATT, the GATS and the TRIPS Agreement but there is a work programme in hand to have to clarify the present situation, identify weaknesses and problems and make appropriate recommendations for regulation of e-commerce, not e-commerce as means of doing business. Many of the current problems, regarding jurisdiction, privacy, encryption and digital signatures are issues encountered for &quot;private&quot; not &quot;public&quot; international law and as such were best left to other organisations to consider and to regulate this aspect of doing business . Many bodies other than the WTO were working on the problems and it was important for the WTO not to attempt too much, albeit virtually anything could be categorised as trade related.

E-commerce is not a trade sector but rather a way of doing business. The GATS covers virtually all aspects of trade by e-commerce, but items such as music, books, software and videos delivered in digital form would be covered by the GATT. However, such classifications could be for negotiation and agreement.

GATS is technologically neutral, so in theory the means of transmission is of no relevance. Therefore the commitments under the GATT and GATS would apply to goods and services transmitted digitally, unless this form of transmission is specifically excluded at the time of the commitment. There could be dangers in reopening commitments on account of the new significance of e-commerce.

There are various areas within the GATS which remained ambiguous and one such area is the distinction between mode one of the supply of the cross-border trade and mode two the purchase of the service abroad. The remedy to this is through further negotiations. The call by some for a Duty Free Cyberspace and the related issue of a moratorium would be for future discussion in the WTO.

Member States must ratify these treaties in their own countries, and when they ratify it, they have enacted legislation to modify existing Federal laws in order to comply with their international obligations. In the real world, States are attempting to remove trade barriers and Domestic laws are being modified to reflect this new spirit. It has taken a long time to weaken the protectionist position primarily adopted by developing nations like Pakistan. In the world of e-Commerce, it is hoped that nations will create the rules together so as to avoid misunderstandings and avoid rebuilding barriers in a system that technologically has none.

Electronic commerce transactions are rapidly increasing as the millennium nears. The legal structure should evolve as electronic commerce evolves rather than being prematurely regulated. The millennium will not bring worldwide uniform legal structure or even national legislation in many cases because of the divergence of views. Consumer protection, privacy and database legal issues will all have an impact on global electronic commerce. Laws which facilitate the building blocks of electronic commerce, such as recognizing the validity of digital signatures, should be enacted sooner rather than later. The rigorous protections for Web site information need to be balanced with the chilling effect, they could have on the Web. There must be respect for proprietary information but not everything can be proprietary. A reasonable balance needs to be struck between the protection of information and the innovation and creativity that has created and grown the phenomena of the Web.

The writer is an advocate of High Court and practicing immigration and corporate laws in Pakistan since September 2001. He is a self employed and pioneer in research on electronic commerce taxation in Pakistan. His articles were published widely in the critical areas of cyber crimes, electronic commerce, e-taxation and various other topics. He wrote LL.M thesis on titled &quot;Legislation of electronic commerce taxation in Pakistan&quot; in which he provided comprehensive legal proposals for statutory reconstruction of tax laws for purpose of imposition of taxation on e-business in Pakistan. Currently he is conducting is research on topic 'Electronic commerce taxation: emerging legal issues of digital evidence'.

Author can be contacted by adil.waseem@lawyer.com.

10 Tips To Build, Manage And Profit From An E-Commerce Website

Just because you've built your e-commerce website doesn't mean the customers will begin to come. You need to bring in the visitors, showcase your products, convince them to buy, and bring them back yet again to make any significant gains.

The customers need to be wooed by the unique customer experience that will bring them back, and have them sing your praise to their friends, spreading your name. This may seem like a tall order, but isn't. Listed here are the top ten tips to build, manage and profit from your e-commerce website. Follow them and see the benefits for yourself.

1. Organize your Catalog around Product Categories

Many sites either provide a long list of products or lump them behind a search button, making it difficult to find them. Arrange your products into logical categories and subcategories, but do not overdo it. Research says it that most people get overwhelmed with more than 7 categories. The customer must be able to easily search any product without help.

Your product should have a clear and high-quality picture, short and detailed specifications. If necessary add video or pictures of different view points (top angle, side view) along with the product specification.

2. Provide Multiple Payment Options

Keep all kinds of payment options available to your customers. Not everyone feels comfortable buying through a credit card, or has one. Allow for debit cards, fax, telephone, snail mail, paper and electronic cheques. And sign-up for fraud checking facility, without which you could easily end up losing entire day's sales within minutes. Provide a currency converter if you offer products or payment in other currencies.

Including a telephone number for customer support on the order is a must. It gives the buyers some extra feelings of security that they can always talk to a live person if anything goes wrong in the buying process.

3. List out Clearly Outlined Policies

Privacy:

Make your privacy policy public. Keep it in a prominent place, and link it to the home, products and checkout pages, so that customers who are vary of providing personal and credit card details feel comforted. Tell them if you plan to share their email address with others, or plan to send in promotional mail or newsletters.

Further, allow them to unsubscribe or opt-out of such email if they think so. Never sell the customer's personal particulars unless they have agreed, as this is a sure way to lose credibility doubly fast.

Security:

If you plan to collect sensitive information from your customers, you should use security systems like SSL (Secure Socket Layer). This guarantees that the data provided by your customer will not fall into the hand of a malicious hacker while transferring from his computer to the web server.

This also will reassure your customers that you are truly concerned about the security of their personal information.

Terms and Conditions:

Write clearly and prominently all the sales and after sales support terms so as to avoid confusion. The internet is worldwide, and your customer can come from any country. List your shipping and handling costs upfront, and be ready to ship anywhere on the Earth. Publish your returns policy, support hours, and even the approximate time taken to deliver the goods.

Send a confirmation note thanking the customer, and listing all the products, prices and key terms of the purchase in an email. Keep the customer updated of the order status at all times by email or by providing a link in your shopping page where they can check the status of their order anytime.

4. Build a Newsletter Around Your Products

To snag new customers and keep the old ones remembering you vividly, seriously plan to launch a newsletter, and send it to all prospects and customers on a regular basis. Apart from the credibility of being a serious player in the market, you dazzle them with your commitment by releasing the newsletter on fixed days - like 15th of every month, or every Monday.

You can also show your expertise in your field by writing regular, in-depth articles, covering the latest trends in the industry, and reviews of new products. Your customers, distributors, and partners will start to eagerly await your newsletter. Sprinkle your promotions and products in between the contents of the newsletter, and be ready to receive an increase in web traffic and order bookings every time you send out the newsletter.

5. Let Customers Gift Your Products

Allow people to gift your products to their friends and loved ones. Provide free gift wrapping, a personalized message or a free gift for the purchaser. Allow them to create Wish Lists that they may use to buy later.

These small things do matter and act as freebies that your competitor may not have. Although these are fast becoming standard feature, make sure you don't end up with the dumb ones who haven't figured this simple technique out yet.

6. Promote your Site Every Day

Strong marketing is the most important aspect of having a successful website. The best of sites won't make money if people don't come in hordes. Launch promotions, and get the word to everyone possible within your target audience.

You can do promotions using direct mail to your existing customer, in your newsletter, and fliers. All the methods of traditional marketing apply here. Don't leave any technique untried. Remember the old adage - Market, market, market.

7. Measure Results and Reorganize

Measure the results you are getting from each promotion religiously, and note what works and what doesn't. Experiment. Study. Fine tune. This is the only way to know how effective your campaigns and promotions are.

You can also bring in some external people to visit your site and give you sincere feedback about each page on your site. The more critical they are, the more changes you will make, and eventually it will benefit you and your customers.

Keep making changes and test what works and what doesn't on a continuous basis. What works today may not work tomorrow.

8. Keep a Simple yet Effective Web Design

There is intense competition on the web. Make a compelling website that showcases your USP (unique selling proposition) and brings the customer back to your site. Differentiate from the rest by using your imagination to make your site standout from the rest. A cool, cathy, easy to remember name could definitely help.

Make a simple site, with plain HTML, and a consistent look and feel on all pages. Use an easy to read font, at least a 10 size font, preferably 11. Do not load with graphics and huge pictures on every page, which may slow down your page.

Although this advice is becoming old fashioned as most people are moving to broadband, it is still a good practice, as you don't want to lose the customers who use a low speed modem.

Flexibility and ease of use are far more important than flashy graphics or cool Java applets. The objective is to keep the customer looking at the products, and not keep them waiting or lose them by slow loading graphics or effects.

Keep the catalog simple, and with a consistent design with links to Home, Checkout page, Privacy Policy, Terms and Conditions, Customer Profile pages handy and at the same, consistent place on each page. Make it easy to browse the store and mark products for later purchase.

9. Make the Login Process a Breeze

The less clicks needed to order, the better. Amazon patented their One-Click method that minimized the clicks, making the checkout process simpler and easier. Try to make the registration or login process minimal, and only keep the most relevant fields mandatory.

I was disgusted by the lengthy logon process which forced me to enter my middle name, date of birth, and mother's maiden name for just registering for an online taxi booking service. I left it mid way, and went to another taxi operator's site, which registered me within a minute. A simple thing can result in a costly mistake that loses the customer forever.

10. Reduce Popup Messages

Too many popups distract and disgust the customer. Especially after the visitor closes your website window, if you start to popup other windows with more promotions, it leaves a feeling of being chased. It is also the signature of most of the adult sites, so steer away from such insensitive practices.

Show your professionalism and respect the customer's privacy and time. It will help to build your image as a serious and professional site and enhance your credibility.

11. Use a Reliable Hosting Service

Use a service that is good, reliable, and can provide you with customer support at all hours. Web hosting is getting very cheap but it is better to pay a little more and get a fast and reliable web hosting. Nothing loses a customer faster than a slow site or a site that is down frequently. Compare a few hosting services, and ask around before signing up for one. You won't regret it.

Copyright 2004 Vinai Prakash. All Rights Reserved.

About The Author

Vinai is a successful e-commerce consultant who has been providing sage advice to small and medium businesses in building, managing and profiting from e-commerce websites for the past 6 years. He is a sought after author & speaker on Internet Marketing and E-Business. Vinai can be contacted at <a href="mailto:vinai@intellisoft.com.sg">vinai@intellisoft.com.sg</a> for speaking engagements, as well as for consultancy engagements & advice on profiting from e-commerce.